It’s time for the Next Generation of Community Bankers to Carry the Torch

by: Josh Hogue, Chairman of ICBSD, President, Reliabank Dakota

2024 is in full swing, and the pulse of our community banking landscape should be top of mind. As we navigate the ever-evolving community banking landscape, it is imperative that we recognize the vital role the team members within our banks play in our industry’s collective success.  In the words of Thomas Jefferson, “We in America do not have government by the majority. We have government by the majority who participate.” Jefferson’s words from nearly two hundred years ago are relevant to us today as we kick off 2024.  

As we go into the new year, I challenge you to increase ICBSD participation within your bank and amongst your team members. The association is fortunate to be led by community banking pioneers who have graciously shared their time and talents over the years to ensure the industry is well-positioned. As this generation approaches retirement, we need the next generation of South Dakota community bankers to step up and carry the torch forward. As our dear friend and community banking crusader Dick Behl says, “The first step in creating change is getting involved” (read more about Dick, his family and their commitment to community in this article).

Participation can take various forms – from attending events that build our understanding of industry trends to actively serving on the board, shaping the future of community banking. The ICBSD also provides education resources, equipping our team with the tools and knowledge necessary to navigate the ever-evolving landscape successfully. You might be curious about the time required for participation. The commitment varies based on the specific activity. The benefits you receive from your participation in ICBSD correspond directly to the effort you invest.

In addition to personal and professional growth, active involvement in ICBSD opens the door to grassroots advocacy campaigns. It allows us to be facilitators of positive change, influencing policies and regulations that directly impact our industry. By being part of these initiatives, we not only contribute to the greater good of community banking but also ensure our voices are heard at the forefront of decision-making.

The power to make a difference lies within each one of us. By stepping up and getting involved, we not only strengthen our industry but also contribute to the collective success of community banking in South Dakota.  

Thank you for your commitment, and here’s to a new year of empowering independent community banking, growth, and shared success!

To learn more about ICBSD and how you can get involved visit