January 24, 2018

The Honorable Mitch McConnell                                      The Honorable Charles E. Schumer
Majority Leader                                                                        Minority Leader
U.S. Senate                                                                                U.S. Senate
Washington, D.C. 20510                                                       Washington, D.C. 20510

Dear Leader McConnell and Minority Leader Schumer:

The undersigned state banking associations representing our nation’s more than 5,700
community banks respectfully urge you to take up and pass S. 2155, the Economic Growth,
Regulatory Relief and Consumer Protection Act, as quickly as possible and free of any
amendments that would upset the bipartisan balance of the bill. S. 2155, a robust package of community bank regulatory relief measures, is a rare opening for real, impactful relief that will strengthen economic growth, job creation, and consumer protection. It is the culmination of years of collaborative effort to achieve consensus among members of Congress across the spectrum and community bankers in their home states and districts.

This multipronged regulatory relief bill was driven by a bipartisan coalition of lawmakers,
including Senate Banking Committee Chairman Mike Crapo, R-Idaho, and committee
Democrats Joe Donnelly of Indiana, Heidi Heitkamp of North Dakota, Jon Tester of Montana
and Mark Warner of Virginia. The bill currently enjoys support from 11 Republicans, 11
Democrats and one Independent.

S. 2155 passed out of the Senate Banking Committee on December 5 by a vote of 16-7. The
bill’s bipartisan supporters stood together in opposition to all amendments — even those they supported. This commitment to maintaining the bill’s focus on common-sense relief for
community banks will be essential in ensuring its passage through the full Senate and beyond. We urge the Senate to seize the opportunity that presents itself today and pass this bill as quickly as possible.

Thank you for your consideration.

Sincerely,

Alabama Bankers Association, Inc.
Arkansas Community Bankers
Arizona Bankers Association
California Community Banking Network
Independent Bankers of Colorado
Florida Bankers Association
Community Bankers Association of Georgia
Idaho Bankers Association

Community Bankers Association of Illinois
Indiana Bankers Association
Community Bankers of Iowa
Community Bankers Association of Kansas
Bluegrass Community Bankers Association
Louisiana Bankers Association
Maine Bankers Association
Maryland Bankers Association
Massachusetts Bankers Association
Community Bankers of Michigan
Independent Community Bankers of Minnesota
Mississippi Bankers Association
Missouri Independent Bankers Association
Montana Independent Bankers
Nebraska Independent Community Bankers
New Hampshire Bankers Association
New Jersey Bankers Association
Independent Community Bankers Association of New Mexico
Independent Bankers Association of New York State
North Carolina Bankers Association
Independent Community Banks of North Dakota
Community Bankers Association of Ohio
Community Bankers Association of Oklahoma
Oregon Bankers Association
Pennsylvania Association of Community Bankers
Independent Banks of South Carolina
Independent Community Bankers of South Dakota
Tennessee Bankers Association
Independent Bankers Association of Texas
Vermont Bankers Association
Virginia Association of Community Banks
Community Bankers of Washington
Community Bankers of West Virginia
Wisconsin Bankers Association
Wyoming Bankers Association

CC: United States Senate