by: Tiffany M. Miller, Davenport Evans, an ICBSD Preferred Partner If you purchased something online this holiday season, you were likely given multiple payment options at checkout, including an option to “buy now, pay later (BNPL)”. A BNPL loan allows borrowers to defer payment on purchased items. Borrowers pay little to nothing at checkout but […]

by: Gale Simons-Poole, Chief Regulatory Relations Officer, BHG Financial, an ICBSD Preferred Partner Banks are facing unprecedented risk management challenges amid rapid technological and competitive changes. Federal and state authorities have recently issued guidance to address paradigm-altering shifts such as climate change, artificial intelligence (A.I.), cryptocurrency, digital and mobile banking, credit models, data security, and more. [...]

Meeting Expectations with Technology and Security Meeting Expectations with Technology, Security Mary Williams, Executive Vice President, Chief Operations Officer and Operations Team The expectation of today’s banking customer is not just account access 24-7, the expectation is instantaneous transactions. And no one knows this better than Mary Williams, Executive Vice President and Chief Operations Officer [...]

On the Move With Father and Son Josh Hogue, Chairman of ICBSD, President at Reliabank Dakota Rick Hogue, Executive Vice President, First Fidelity Bank in Burke   Long before giving much thought to a banking career, Josh Hogue was laser-focused on track and basketball. Today, he continues to bring teamwork to the job - ICBSD [...]

Buy Local by: Larry Williams, President & CEO, Community Bankers Webinar Network, an ICBSD Preferred Partner “Buy local” is getting a lot of attention these days. And it should! Our main street businesses, vendors, and tradespeople endured some serious challenges through the pandemic, including labor shortages, higher costs, and supply-chain issues– often without any safety [...]

FEDERAL DELEGATE REPORT: Staying Independent by: Valeria Anderson-Boudaka, ICBA National Director, Famers State Bank of Canton, Canton, SD Hello to the great community bankers of South Dakota! It was great to catch up with so many of you at the ICBSD Retreat this summer. As always, it was an amazing event put on by Megan [...]

EMPOWERING INDEPENDENT COMMUNITY BANKS: ICBSD Member Benefits by: Josh Hogue, Chairman of ICBSD, President, Reliabank Dakota It is my privilege and honor to serve as the Chairman of the ICBSD. I am embarking on this journey with gratitude, solidarity, and shared vision. Thank you for your solid commitment to the principles and values that define [...]

Ness School of Management and Economics, SDSU Brittany McKnight is an assistant professor of business law at the Ness School of Management and Economics. She holds a Bachelor of Arts degree in English from South Dakota State University and a Juris Doctor (J.D.) from Knudson School of Law. With a robust educational foundation, McKnight embarked […]