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ICBSD Blog

Our blog features the latest news, updates, and insights from the community banking industry.

Data Analytics

September 16, 2024

BHG Financial Institution Network Embracing data analytics offers community banks a strategic opportunity to increase revenues and further support their communities. By thoroughly reviewing internal customer data, a bank may enhance customer engagement, improve underwriting, boost marketing results, and more. However, smaller banks may not have the resources to audit and interpret customer data as […]

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Contract for Deed Sellers, Read Up on Regulation Z

September 16, 2024

— Charles Gullickson, Dixie Hieb, and Keith Gauer, Davenport, Evans, Hurwitz & Smith, LLP Contracts for deed are a mechanism by which the owner of real property may provide seller financing to a buyer to facilitate the sale of real property. On August 13, 2024, the Consumer Financial Protection Bureau (CFPB) issued an “Advisory Opinion” […]

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Jodi Eich Named Chairwoman of the Independent Community Bankers of South Dakota

July 30, 2024

[vc_row][vc_column][vc_custom_heading text=”Jodi Eich Named Chairwoman of the Independent Community Bankers of South Dakota” google_fonts=”font_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal” css=””][vc_column_text css=””]Watertown, SD – July 30, 2024 – The Independent Community Bankers of South Dakota (ICBSD) is pleased to announce the appointment of Jodi Eich as its new Chairwoman. Jodi, Vice Chair and Chief Operating Officer of Rivers Edge Bank, a […]

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Black Hills Retreat – Meet the Presenters: Jack Youngberg & Eric Sundberg

June 21, 2024

Jack Youngberg, Vice President of Lending, United Bankers’ Bank Eric Sundberg, Vice President of Investments, United Bankers’ Bank Presentation: Inflation, Interest Rates, Liquidity and Lending Explore the critical challenges and updates in inflation, interest rates, liquidity, and lending. This session will delve into how these factors impact community banking and provide strategies to navigate a […]

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Black Hills Retreat – Meet the Presenters: Raymond “Jay” Garren

June 21, 2024

Raymond “Jay” Garren, Managing Partner, ProAg Bankware Technologies Breakout Session: Understanding the Fine Print in Vendor Contracts This session will equip you with the essential skills to navigate and interpret complex vendor agreements. Learn to identify critical clauses, avoid common pitfalls, and negotiate favorable terms to protect your institution’s interests. Perfect for bankers involved in […]

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Black Hills Retreat – Meet the Presenters: Nick Podhradsky

June 21, 2024

Nick Podhradsky, Executive Vice President, SBS CyberSecurity Presentation: Cybersecurity Trends You Should Know About The world of technology is very different today than it was just 5 years ago. From the technologies we use (cloud computing) to the threats we face (Ransomware, BEC) to the way we protect our data (MFA, Zero Trust), the cybersecurity […]

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Black Hills Retreat – Meet the Presenters: Derek Williams

June 21, 2024

Derek Williams, ICBA Immediate Past Chairman, President & CEO, Century Bank & Trust Presentation: An Update From ICBA As the independent voice for community banks across the nation, ICBA continues its unwavering efforts to create a level playing field and promote policies that allow independent community financial institutions to flourish. Immediate past ICBA chairman Derek […]

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Black Hills Retreat – Meet the Presenters: Jim Reber

June 21, 2024

Jim Reber President & CEO ICBA Securities  Presentation Stimulus, and Response The Federal Reserve has been trying to slow down the economy for two full years now, with some tangible measures of success. The “stimulus” to the bond market recently has been the Fed’s comments, since Fed Funds levels have been on hold since August. […]

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Black Hills Retreat – Meet the Presenters: Greg Sweeney

June 21, 2024

Greg Sweeney, CFA, Senior Vice President/Chief Investment Officer, Bell Bank Presentation: Risks Rising but Still Resilient While economic risks are escalating from factors like persistent inflation, aggressive Fed tightening, and market volatility, the underlying resilience of the consumer, businesses, and overall economy provides some cushion. During his presentation, Greg Sweeney will cover key areas of […]

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Black Hills Retreat – Meet the Presenters: Charles Potts

June 21, 2024

Charles Potts EVP, Chief Innovation Officer Presentation: Revolutionizing Banking: Harnessing the Power of Artificial Intelligence Explore the dynamic intersection of Artificial Intelligence (AI) and the banking industry. Discover how AI is reshaping traditional banking processes, enhancing customer experiences, and driving unprecedented growth. Join Charles Potts as he delves into real-world applications, challenges, and opportunities that […]

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