Mark your calendar; this year’s event is taking place at The Lodge at Deadwood July 27-29, 2023! To make your room reservation, call The Lodge at (877) 393-5634 and reference the ICBSD block of rooms for a discounted rate! Please note: all cancellations made after July 10th will be non-refundable. All bankers/associate members must register individually. Family members can be registered as “Guests” as part of the banker/associate member registration. We kindly ask that you do not register multiple bankers within one registration.



We’re kicking off the 40th annual Black Hills Retreat at 5:00 at The Lodge with social hour, rock and roll bingo, beverages, inflatables and more! Dinner will be served at 6:00.

8:30AMWelcome, Dillion Kjerstad Chairman of the Board

8:30 – 9:30AM | The Great Reset, Greg Sweeny, SVP Chief Investment Officer, Bell Bank

9:35 – 10:20AM | Five Critical Strategic Traps That Face U.S. Community Banks In 2023, Marty Mosby, Managing Director, Enterprise Risk & Management Analytics, Stifel

10:20 – 10:35AM | Stretch & Refresh

10:35 – 11:25AM | Social Engineering: What are Bad Guys Doing Now and How to Stop Them, Nick Podhradsky, Executive Vice President, SBS CyberSecurity

11:30 – 12:00PM | An Update from ICBA, Brad Bolton, ICBA Immediate Past Chairman, President & CEO, Community Spirit Bank, Red Bay, AL

12:00 | Lunch

1:00-5:00PM | Fun in Spearfish

6:00PM | Dinner is served at Nona’s Italian Restaurant, Spearfish

8:30 – 9:15AMParticipations and Liquidity, Jack Youngberg, Vice President of Lending, United Bankers’ Bank

9:20 – 10:00AM | How Data, Analytics, and Scoring Models Drive Profitable Originations, Dallas Munkus, Managing Director, Analytic Consulting, Risk Management Solutions Group

10:00 – 10:15AM | Stretch & Refresh

10:15 – 11:30AMBanker’s Round Table Discussions: Pick 3 of 5 following topics:

  • “Nervousness In Ag” with Mike Hinton, President, ProAg
  • “More on Economics” with Greg Sweeny, SVP/CIO, Bell Bank
  • “Let’s Talk Liquidity” with Marty Mosby, Managing Director, Enterprise Risk & Management Analytics, Stifel
  • “A Story Worth Telling, Marketing for Banks” with John Peterson, EVP Chief Marketing Officer, United Bankers’ Bank
  • “Banker Banter – Hot Topics in our Industry” with Brad Bolton, ICBA Past Chairman
  • “Candid About Workplace Culture” with Keith Gruebele, EVP BHG Financial


11:30 – 12:00PM | ICBSD Annual Meeting

12:00PM | Lunch

6:30PM | Social Hour, PAC Silent Auction Opens

7:15PM | Dinner is Served

7:45PM | Level Up Graduation Ceremony

8:00PM | Comedian and Ventriloquist David Malmberg takes the stage