One Mission. Community Banking.
We are South Dakota’s only association that advocates for the best interest of community banks and their customers. We are proud to be a member driven organization, governed by a Board of Directors from independent community bankers.
THE ADVANTAGES OF INDEPENDENT COMMUNITY BANKING
Focused, Personal Attention -
Community bankers focus attention on the needs of local families, businesses and farmers. Conversely, many of the nation’s large and systemically risky banks are structured to place a priority on serving large corporations.
Community Banks Promote Community Growth -
Unlike many larger banks that may take deposits in one state and lend in others, community banks channel most of their loans to the neighborhoods where their depositors live and work, helping to keep local communities vibrant and growing.
Emotional & Physical Community Attachment
Community bankers are typically deeply involved in local community affairs, while large-bank officers are likely to be detached physically and emotionally from the communities where their branches are located.